Stay away from the malls. You will be a lot less tempted to buy something.
Empty out your car trunk and don’t carry unneeded weight in your vehicle, which puts a heavier load on the engine and wastes more gas.
Spend within your means this weekend, think of activities to do that can save you money.
Ever thought about cutting the cord? If you don’t watch that much TV, don’t sign up for paid TV services. Stick with your local TV channels or look into other options. Apple TV, Roku or Slingbox or Amazon Fire can be an option.
Financial recovery is a marathon not a sprint. Make your next move, your best move.
Buy groceries that are on sale and when you can use coupons.
Take some time to review your budget and credit history once a month to make sure that you stay on track on your financial goals.
A smart portfolio positioned for long-term growth includes strong stocks from different industries. As a general rule, it’s best to hold stocks from several different industries. That way, if one area of the economy goes into the dumps, you have something to fall back on.
Ask your creditors to lower your interest rate. If they say no find a new creditor.
Only withdraw money from ATM machines approved by your bank in order to avoid unnecessary fees.
If you can use cash instead of credit cards, one way to not use your credit cards is to put them in a jar and freeze them. LITERALLY!
Live within your means, learn the difference between a need and a want.
Saving is very important and here’s a easy way to get started.
At least once a quarter check with your wireless cellphone company, Internet provider or cable television provider on new promotions. These companies are always releasing offers/promotions to attract or retain customers.
Plan out your weekly eating menu and buy enough groceries according to your plan.
Don’t allow your holiday gift giving put you into debt for the new year.
A great track record does not guarantee strong performance in the future. Stock prices are based on projections of future earnings. A strong track record bodes well, but even the best companies can slip.
Try to pay your credit card debt on time each month to avoid late charges.
Make a list of things you need from the store, and only buy these items when you are there.
Use cash to make big purchases. This will make you think twice about that purchase. Plus you can never overspend.
Put a few dollars a week away in a piggy bank or a home safe. You will be surprised how fast the money accumulates over time.