Budget

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Put a few dollars a week away in a piggy bank or a home safe. You will be surprised how fast the money accumulates over time.

Buy Low, Sell High. If you let stock prices alone guide your buy and sell decisions, you are letting the tail wag the dog. It’s frightening how many people will buy stocks just because they’ve recently risen, and those same people will sell when stocks have recently performed poorly. Wakeup call: When stocks have fallen, […]

Don’t allow the holidays to drive you into debt, make smart decisions on your spending.

Don’t go grocery shopping when you’re hungry. You tend to buy more things that you don’t need in an empty stomach.

Have the Proper Expectations. Are you getting into stocks with the expectation that quick riches soon await? Hate to be a wet blanket, but unless you are extremely lucky, you will not double your money in the next year investing in stocks. Such returns generally cannot be achieved unless you take on a great deal […]

Insulate your home sufficiently to lower your monthly utility bill.

Never buy anything on impulse, even if the item is on sale. If you really don’t need it, walk away.

Keep It Simple when trading stocks. Keeping it simple in investing is not stupid. Seventeenth-century philosopher Blaise Pascal once said, “All man’s miseries derive from not being able to sit quietly in a room alone.” This aptly describes the investing process. Those who trade too often, focus on irrelevant data points, or try to predict […]

Thanksgiving, Black Friday and Cyber Monday are just around the corner! Crazy! If you are planning to brave the stores during Black Friday, here are 12 Black Friday Shopping tips from The Coupon Vixen. The Coupon Vixen’s Top 12 Black Friday Shopping Tips (1) Be prepared. Before you head out to the store, research the […]

Stocks are your best shot for getting a return over and above the pace of inflation.

Sometimes you have to spend to save, meaning that the savings outweighs the investment. Let’s just say the tech world meets the savings world. Now this may sound like a double negative but follow us. The Nest thermostat learns your lifestyle, the device can be controlled via your smartphone. Who wouldn’t want to adjust their […]

Here’s a way to eat healthy and save money http://m.huffpost.com/us/entry/6135100?ncid=fcbklnkushpmg00000032

Lower the temperature on your hot water heater to 120 F

Improve your gas mileage by making sure your tires have enough air pressure and your air filter is clean.

If you don’t watch that much TV, don’t sign up for cable. Stick with your local channels and still get all the news you need.

There is no shame in using tricks to get yourself to save money. Use multiple savings accounts; put your credit card in the freezer; set up automated transfers. Whatever works for you is fine. Think of your next raise as an opportunity to save more, not an opportunity to spend more. The best way to […]

Never pay checking account or ATM fees. With so many banks competing for your business, you always have negotiating power.

Take some time to review your budget and credit card history once a month to make sure that you stay on track on your financial goal.


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