Opinion

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Lower the temperature on your hot water heater to 120 F

A classic album is a term that is thrown around way too much these days. To some people out there a classic album is one that includes the “hot” song of the day and a few other commercialized jams. With so much garbage being released it is hard not to call a “good” album classic, […]

Improve your gas mileage by making sure your tires have enough air pressure and your air filter is clean.

If you don’t watch that much TV, don’t sign up for cable. Stick with your local channels and still get all the news you need.

My favorite day of the week is here and another has passed and I’m still in pole position. I’ve been very modest while handing it to these cats in this Pick ‘Em league, it’s almost not fair for them. Yep I was the CHAMPION last year and looking to go back to back on these […]

There is no shame in using tricks to get yourself to save money. Use multiple savings accounts; put your credit card in the freezer; set up automated transfers. Whatever works for you is fine. Think of your next raise as an opportunity to save more, not an opportunity to spend more. The best way to […]

Never pay checking account or ATM fees. With so many banks competing for your business, you always have negotiating power.

Take some time to review your budget and credit card history once a month to make sure that you stay on track on your financial goal.

Eat at a newly opened restaurant. You will likely get more discounts and specials. You have a chance to try something new.

Only withdraw money from ATM machines approved by your bank in order to avoid unnecessary fees.

@cigarbeauty

Plan your menu each week and buy just enough groceries according to your plan.

Thank you R. McDonald checkout Cigar Damas

November is cigar tribute month: Fall is time for football, food, fireplaces and of course a good cigar. Here’s a few cigar tips for aficionados and beginners.  

Today’s Money Tip: Replace any inefficient lightbulbs with more efficient CFLs or LEDs.


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