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Choose nuts as a snack, own snacks or in main dishes. Use nuts to replace meat or poultry, not in addition to these items.

A smart portfolio positioned for long-term growth includes strong stocks from different industries. As a general rule, it’s best to hold stocks from several different industries. That way, if one area of the economy goes into the dumps, you have something to fall back on.

Ask your creditors to lower your interest rate. If they say no find a new creditor.

Keep your life simple, organized and enjoyable.

Only withdraw money from ATM machines approved by your bank in order to avoid unnecessary fees.

If you can use cash instead of credit cards, one way to not use your credit cards is to put them in a jar and freeze them. LITERALLY!

Live within your means, learn the difference between a need and a want.

Adults of all sizes and shapes gain health and fitness benefits by being habitually active.

Saving is very important and here’s a easy way to get started.

At least once a quarter check with your wireless cellphone company, Internet provider or cable television provider on new promotions. These companies are always releasing offers/promotions to attract or retain customers.

Plan out your weekly eating menu and buy enough groceries according to your plan.

Don’t allow your holiday gift giving put you into debt for the new year.

Squats, lunges, lying leg presses, and hip extensions are good exercises to do to strengthen your glutes, your butt muscles.

A great track record does not guarantee strong performance in the future. Stock prices are based on projections of future earnings. A strong track record bodes well, but even the best companies can slip.

Try to pay your credit card debt on time each month to avoid late charges.

Some may disagree but war and chaos is good for the economy. With the things happening around the country here’s an example of how bad occurrences lines the pockets of the smart/wealthy, don’t fret you can get in on it too. There’s been a push to have police officers equipped with body cameras and guess […]

Make a list of things you need from the store, and only buy these items when you are there.

Use cash to make big purchases. This will make you think twice about that purchase. Plus you can never overspend.

Put a few dollars a week away in a piggy bank or a home safe. You will be surprised how fast the money accumulates over time.

Buy Low, Sell High. If you let stock prices alone guide your buy and sell decisions, you are letting the tail wag the dog. It’s frightening how many people will buy stocks just because they’ve recently risen, and those same people will sell when stocks have recently performed poorly. Wakeup call: When stocks have fallen, […]

When resistance training is used to enhance muscle strength, one set of 8 to 12 repetitions of each exercise is effective.


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